Loans

Documents for mortgages

Documents for simple loan:
 
  For the pre-approval of the Loan.
 
  Applying for a Mortgage.
  Photocopy of Identity Card or Passport.
  Photocopy of the last three payroll receipts (employees).
  Photocopy clearing tax notes three (3) years.
  Three last published balance sheets or analytic taxation elements (forms E3) for the last three years. (Freelancers / entrepreneurs).
 
For the approval of the Loan.
 
 Final Title of the property. (If it is an apartment needs extra recommendation horizontal & vertical property, building regulation).
 Certificate of transfer of the property.
 Certificate of ownership of the portion of the transferor.
 Weight certificate, seizures, not alienation and non-claims from the Land Registry
 Any refer to ownership titles proxies.
 Cadastral detachment (if the area of ​​the property is part of the National Cadastre).
 Topographical plot diagram & Cover chart
 Plan of the offered is to secure property.
 Budget works in a special form (in case of construction, completion, etc.).
Copy of the building permit from the town office.
 
 
 For the disbursement of the Loan.
 
 Mortgage registration certificate from the land register.
 Tax and insurance.
 
 Documents for a subsidized loan:
 
 Family status certificate.
 A copy of income tax return or stamped by the tax office a copy of the E9 form, from where it seems if properties declared.
 Affidavit of N.1599 / 86 that is a main residence and that have not been granted a subsidized loan from another institution

Documents and issuing

Certain documents are needed, concerning the property and some related to the buyer.
 
  The supporting documents relating to the property include:
 
  Building Permits
  Certificates of Town Planning Offices, Municipalities, PPC, Forest Service.
  Notarial documents.
  Diagrams and tables Construction.
 
  The evidence of the buyer include:
Family status certificate.
  A copy of income tax return.
  E9 form.
  Confirmations from municipalities, land registries, Consular Authorities.
  Contracts.
 
  To determine the value of the property or the exemption from transfer tax due to primary residence may be required, as appropriate and additional documentation.
 
  The FMA Statement and forms FYAA 1-5, K1-K9, AA-land received by any Tax Office

Loans for repairs

Repair loans are a special category of mortgages. According to the policy adopted by most commercial banks in Greece the loan amount can reach in many occasions the total cost of the repair
 
The renovation of the cottage or the main residence accompanied by its costs, often leads stakeholders in the ending of personal or consumer loans. This is because the amounts involved are usually small, compared to those for the purchase or construction of house and consumers do not like the underwriting procedures, certification of mechanical work progress of the bank to get a repair loan. But the interest rate is very different in both cases.
 
Interest rates on consumer loans without collateral, reach 12%, while the repair loans with mortgage, amount depending on the currency in which the client borrowed (EURO) is 5% respectively. Although the initial costs are higher in repair loan from the consumer, the total cost of money in 8 years time depth is less by selecting the repair loan.

Finance

The estate agency ALEXpolis-akinita office collaborates with banks that offer the best conditions for loans in the market for the acquisition of property.
 
No charge, a responsible and strict confidentiality we can help you fast approval to a loan application.
 
Learn from the site of the banks we work for their lending programs and select the bank you want. We know the capabilities and flexibility of each bank.
 
DOCUMENTS FOR HOUSING LOAN:
 
For the pre-approval of the Loan
 
Applying for a Mortgage.
 
Photocopy of Identity Card or Passport.
 
Photocopy of three (3) last payroll receipts (employees).
 
Photocopy clearing tax notes three (3) years.
 
Three last published balance sheets or analytic taxation elements (forms E3) to (3) in recent years. (Only for professionals / businessmen).

 

DOCUMENTS FOR HOUSING LOAN:
 
For the pre-approval of the Loan
 
Applying for a Mortgage.
 
Photocopy of Identity Card or Passport.
 
Photocopy of the three (3) last payroll receipts (employees).
 
Photocopy of clearing tax notes for the last three (3) years.
 
Three last published balance sheets or analytic taxation elements (forms E3) to (3) in recent years. (Only for professionals / businessmen).
 
Cadastral detachment (if the area of the property is part of the National Cadastre).
 
Topographical plot diagram & Cover chart
 
Plan of the offered is to secure property.
 
Budget works in a special form (in case of construction, completion, etc.).
 
Copy of the building permit from the town office

 

Basic information for obtaining a loan

Basic information for obtaining a loan
 
Loan amount
 
It is usually five times the average annual net income stated on tax returns of recent years
 
Sum Withdrawal
 
By bank check in the name of the seller of the property
 
Use loan
 
Only for the use for which it was requested
 
Applicant / Applicant
 
In the name of whom has the ownership of the property or in the name of both spouses, depending on your needs and desires
 
Dose payment
 
In all branches of the bank granting the loan or in any collaborating bank